Blue CashSM from American Express®  Up to 5% cash back No annual fee 0% introductory APR for 6 months Pay over time Intro APR Intro Period Annual Fee Setup Fee APR 0% 6 months $0 $0 11.49%   Gold Delta SkyMiles® Credit Card  No annual fee for the first year! Always DOUBLE MILESSM lets you earn free travel faster for the things you buy all the time Earn one SkyMile® for every eligible dollar spent Earn SkyMiles for every mile you fly on Delta Intro APR Intro Period Annual Fee Setup Fee APR Not Applicable None $85 $0 16.49%